Lowering the cost of your mortgage isn’t just a case of finding a lower interest rate. Over a typical 25 year term, a £100,000 mortgage costs over £177,000 to repay (assumes interest rate of 5%). To celebrate UK Financial Planning Week, Danny Cox CFP, Head of Financial Planning at Hargreaves Lansdown looks at ways to cut the total cost of buying your home. You’ll find … Continue reading 5 ways to reduce the cost of your mortgage
Continuing our exploration of Germany this year, we thought we’d bring you a quick post on things to do in Germany this Christmas. The Christmas Markets The German Christmas markets are famous all over the world, and in recent years have been making an appearance in towns across the UK as well. But the for authentic experience we’d recommend you visit a German Christmas Market… … Continue reading 5 things to do in Germany this Christmas
It was a dark and stormy night, no, genuinely it was. It just so happened that the St Judes storm of October 2013 was approaching London, and I found myself with nowhere to stay and no trains running to take me home to Kent. It was then I remembered about the Zetter hotel. The Zetter hotel is a boutique hotel in Clerkenwell, London and I … Continue reading Boutique London hotel: The Zetter Hotel
As we are now firmly into October, we’re starting to think that getting excited about Christmas is perfectly acceptable. Mercifully the stores have held back on the decorations, Shaking Stevens hasn’t yet been blasted out hither and nether and that Coca Cola advert hasn’t yet aired in all its glory. All in all, we’d say it’s allowed us to anticipate the festive period with a greater fervour … Continue reading Festive Interior Design for the Non-Traditionalist
If you have kids, you’ll understand – Calpol’s brilliant strapline, attached to their equally fabulous TV advert showing ‘poorly’ children running riot around the house and garden, back to their normal selves after a dose of Calpol. They could have easily crafted their creative around fear-based selling… one of my pet hates with health and insurance products… but they didn’t. They focussed on what makes … Continue reading If you have kids, you’ll understand – The Calpol effect
Though cities can look grand, imposing and full of life during the day, when the sun goes down and the lights come on they take on an entirely new persona and become enormous lightscapes, with their landmarks and buildings picked out of the darkness. This transformation can turn an average city into a place of striking beauty, and make for some truly fantastic photographs. Deciding … Continue reading 5 of the most beautiful cities at night
